Luster is meant to help you understand the world of credit repair and educate you about your legal rights. The credit file management process can be daunting.

However, after reviewing this document you should be familiar with:
· The relevant parties involved
· Your legal rights and remedies under Federal credit protection laws
· The manner and method used by credit bureaus to maintain your credit record
· The importance and effect of your credit score
· What your credit score is based on
· And more.

Here are some key features of "Luster":

· Luster provides guided credit strategies designed for all three creditors and credit bureaus.
· Full access to the comprehensive Luster Credit Manual.
· Professionally drafted dispute and negotiations letters.
· Account Tab - Enter, review, and flag all of the inaccurate items on your credit report. Set up disputes for creditors, collectors, inquiries, public records, and more...
· Challenge Status Tab - Automatically track and record all correspondence between you, the credit bureaus, creditors, and debt collectors. Luster keeps tabs on all the work for you and reminds you when a response is due. No need to waste valuable time trying to remember where you are in the process or worry about forgetting to follow up on a previous action.
· Instantly Create Letters - Effortlessly create professional dispute letters with the click of a button. Luster takes the user's reasoning for the basis of the dispute and loads it into a pre-drafted letter. Modify it as much as you want or let the program do the work for you, it's up to you.
· Instantly Create Letters - Walk through the entire dispute process with the help of Luster's response wizard. The wizard records your correspondence with the credit agencies, creditors, and collectors, and then guides you towards your next action based on your responses. No more worrying about "what if'" and "what next." With Luster's intelligent design, you truly can polish your credit like a professional.
· Luster Credit Manual - Gain access to one of the premier credit repair manuals on the market today. Learn how to legally and ethically correct mistakes on your report that are damaging your score. Follow proven methods for dealing with credit bureaus, creditors, and debt collectors.

Limitations:

· 30 days trial period.

What's New in This Release: [ read full changelog ]

· First public release.